Consumer counseling credit card consolidating debt
Your NFCC-certified consumer credit counselors will examine your current unsecured debt level and may recommend a disciplined action plan to achieve your debt relief goal.This type of debt relief process is called a Debt Management Plan (DMP).No matter what your situation is, we can help you identify the right solution for your needs.Find solutions that help you get out of debt quickly, efficiently and in a way that’s best for your credit.DMPs often involve requesting concessions from your creditors to establish a pay-off plan.On your behalf, your counselor will request reduced credit card fees, interest rates, and other concessions offered by your creditors in return for your commitment to a Debt Management Plan with You can find information about budgeting and money management techniques online, at your public library, and in bookstores.
The goal is to make sure you can make ends meet on the basics: housing, food, health care, insurance, and education.Start managing your debt » Credit cards offer a unique challenge when it comes to debt due to high interest rates and minimum payments that barely make a dent in your balances. Take control of your credit » Your home is your most important asset and we can help you protect it!From reverse mortgages for seniors to counseling for first-time homebuyers, our HUD-certified team helps you find solutions.CCCS (Consumer Credit Counseling Services) provided by credit’s NFCC-Certified consumer credit counselors offer credit counseling services that are designed to help with your credit card debt.Our credit counseling services are confidential, comprehensive and free.
Since 1983, credit.org’s nonprofit credit counseling agency has maintained an A rating with The Better Business Bureau.